“Being blind is no handicap for Bea,” says Jim Guzzi, Bea’s husband of 48 years. “She is very self-sufficient. She’s a very capable woman. Still, I feel more comfortable having something [the protection of long term care insurance] for her.”
Clearly, Bea knows well what it’s like to be a caregiver—even when it’s for people you love.
“Because I’m blind, I feel secure and have more peace of mind [having this coverage],” she says. “I know if anything happened to Jim, my children wouldn’t have to take care of me.”
Jim adds he’s comfortable having a protection like this. Unfortunately, because he has leukemia and had the condition when they began to research the coverage, he isn’t eligible for long term care. Still, he repeatedly tells me he’s very pleased they have purchased the coverage for Bea.
Purchasing sooner rather than later is the rule of thumb, Bea adds. The longer you wait, the more expensive the policy will be. And at least you’ll have peace of mind in your older years.”
Their peace of mind gives them the mental space to enjoy their retirement. “I keep very active, says Jim, who during his work years owned a painting, wallpapering and decorating business with his son.
Vacation travel, bike riding, dining out and theater going are among the activities that fill their days. What’s most important, though, is the time they spend with their family. “The best part is when we are all together,” says Bea, and adds some words of wisdom. “Tell your children and your husband you love them every day.”
You have to embrace and enjoy each God-given day, Jim chimes in. “Especially when you have a serious health problem, your perspective on life is quite different.”
Bea also strongly recommends keeping the lines of communication open. When something bothers you, honestly talk about it, she says. “We talk a lot. When something bothers us, we let the other know.”
“We are honest, open and consider and respect each other,” says Jim. “Bea is not only my wife. She’s my life.”
Helping you live longer, better.