Now that you are approaching 65, you are facing important decisions regarding which Medicare program is best for you.
Medicare Parts A and B work together to provide basic medical coverage, but they don't pay for everything. Expenses such as coinsurance's and deductibles are still your responsibility.
Medicare supplement insurance plans help you pay for out-of-pocket costs that Medicare Parts A and B don't cover. Medicare supplement insurance plans, offered by private insurance companies, work with the coverage provided through Medicare Parts A and B. A variety of plans, which are standardized and regulated, are available to meet your budget.
Medicare supplement insurance plans may also help you control your health care because there are no network restrictions. This means you can visit any doctor who accepts Medicare patients, and you can see a specialist with virtually no referrals needed.
Top ten questions everyone has about Medicare:
How can we help you? You will receive...
- Assistance with enrollment in Medicare Part A and Part B
- Selection of Medicare Supplements (Medigap) or Medicare Advantage programs
- Analysis of current medications and selection of Prescription Drug Plan options
- Evaluating merits of employer-based health insurance coverage vs. Medicare coverage
- Answers to any other questions you may have!